Find the right loan to grow your
small business

Business Term Loan

Long term , low monthly payments & no capital upfront. Get the best parts of bank loan without the bank.

Learn more

SBA 7(a) Loan

Finance long-term business growth with lower rates on a longer timeline. May require collateral.

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Business Line of Credit

Fast, flexible financing on a revolving basis, ready to go whenever you need it.

Learn more

Funding Circle is proud to be a direct lender specializing in small business loans since 2010

  • $18.4B

    lent globally
  • 120K

    companies
  • 700

    industries

Not sure which loan is right for you?
We can help.

Business Term Loan

Business Term Loan

  • Approval as fast as 24 hours
  • Receive your funds in as few as 3 days
  • Flexible loans up to $500,000 with fixed rates
  • Term lengths from 6 months to 7 years
  • No prepayment penalties
Get Started

SBA 7(a) Loan

Great rates, government backed

  • Borrow anywhere from $75k to $5M
  • Term lengths up to 10 years
  • Funds delivered 3x faster than the industry average
  • Rates as low as 6%2
Get Started

Business Line of Credit

Flexible funds on demand

  • Credit lines up to $150,000
  • Same-day funding
  • Available credit replenishes with each payment
  • Only pay interest on the funds you use
Get Started

Why

We're fast

Apply for our products in minutes, so you can get back to running your business

We're flexible

Our products are designed to help you manage your cash flow on-the-go, 24/7

We're secure

For your security, Kabbage uses data encryption and "read-only access" to better understand you business

"Direct makes it easy. I got approved and was funded in a few clicks."

Tony M., Computer Engineer

customer since 2016 View more testimonials

faq

how does oaktree seek to address these risks?

Oaktree believes many of the aforementioned risks can create opportunities for experienced contrarian investors who prioritize downside protection and patience over immediate capital deployment – those who never seek to do a deal “at any price.” With an 18-year track record in middle-market direct lending – representing over 300 transactions and $11 billion in financings in many geographies – Oaktree believes it has developed the skill set needed to control risk at every stage in the lending process.

how does oaktree seek to address these risks?

Oaktree believes many of the aforementioned risks can create opportunities for experienced contrarian investors who prioritize downside protection and patience over immediate capital deployment – those who never seek to do a deal “at any price.” With an 18-year track record in middle-market direct lending – representing over 300 transactions and $11 billion in financings in many geographies – Oaktree believes it has developed the skill set needed to control risk at every stage in the lending process.

how does oaktree seek to address these risks?

Oaktree believes many of the aforementioned risks can create opportunities for experienced contrarian investors who prioritize downside protection and patience over immediate capital deployment – those who never seek to do a deal “at any price.” With an 18-year track record in middle-market direct lending – representing over 300 transactions and $11 billion in financings in many geographies – Oaktree believes it has developed the skill set needed to control risk at every stage in the lending process.

how does oaktree seek to address these risks?

Oaktree believes many of the aforementioned risks can create opportunities for experienced contrarian investors who prioritize downside protection and patience over immediate capital deployment – those who never seek to do a deal “at any price.” With an 18-year track record in middle-market direct lending – representing over 300 transactions and $11 billion in financings in many geographies – Oaktree believes it has developed the skill set needed to control risk at every stage in the lending process.