Business Line of Credit

Versatile, flexible and adaptable, a Business Line of Credit is designed to help you finance almost any business purpose. A business line of credit is a type of credit account that you can borrow against, up to a set dollar limit. Once you’re approved for a line of credit, you can access the funds as you need them by making withdrawals (called “draws”) against your account. You can draw as many times as you like, as long as your outstanding balance doesn’t go beyond your account’s available credit limit.

The advantages of a Business Line of Credit

The flexibility of a Business Line of Credit from Direct Lenders Funding is one of its most appealing features: funds are available as needed without having to borrow a large sum up front, thanks to the absence of an application fee and no prepayment penalties. So, if you're approved for a credit line increase, here's how it works. Every draw will have its own repayment schedule; you may use the credit line at any time up to the available limit, only pay interest on money you borrow, and rest assured knowing that regular payments might help you be eligible for an extension!

Some things to consider before taking out a Business Line of Credit

However, with Business Lines of Credit, you must have good credit to qualify and may receive a more interest rate than other types of business loans. There may also be additional costs.

Flexible Line of Funding

  • Lines of credit from $5k-$250k

  • No prepayment fees

Busy Season

  • Offset costs during the peak season

  • Purchase more inventory

For the unseen future

  • Keep it on hand for emergencies

  • Only pay interest on drawn funds

Take your business to the next level

  • Purchase more inventory

  • Upgrade your business

How to Apply

It’s easy to apply for Business Line of Credit through Direct Lenders Funding. With quick approvals and funding, find out if this option is available in your state. The process to get started is easy:



Start ith our simple
online form



Your Funding Specialist with discuss the right financing option for you.



If approved, you'll receive funding in as little as 24 hours.

Why do businesses choose Direct lenders Funding for Business Line of Credit?

Fast & Easy Application Process

No-cost, no-obligation application with funding in as few as 24 hours

Helpful Loan Guidance

A Funding Specialist will contact you to help you choose the right business financing option.

Quick Decision, Fast Funding

You could be approved, and funds deposited into your account, in as little as 24 hours.

How Business Line of Credit Support Your Industry

Virtually every type of business has short-term needs for cash to cover capital business expenditures and keep their operations on track. Direct Lenders Funding has experience providing bridge loan solutions for businesses in almost every type of industry.

Why Direct Lenders Funding?

Nobody provides a more personalized approach, with experience Funding Specialists to guide you every step of the way and answer your funding questions. Our process makes getting the money you need to cover business expenses easy.

Simple, Fast Application Process

No-cost, no-obligation application and funding with a quick turn-around.

A Trusted Lending Partner

Supporting 75,000+ businesses nationwide with over $4.5 billion in funding.

Dedicated Funding Specialists

Our Funding Specialists care about your success and guide you to the right loan to get the funds you need.

High Approval Rates

Even if you’ve been turned down elsewhere, there’s still a great chance we can get you the business capital.

Hassle-Free Payments

We provide fixed terms and set up simple, automatic payments

We Know Your Industry

We have experience helping a wide variety of business owners secure the right financing solution

We’re here to help

Get in touch with our support team for help or more information.

1 (833)FUNDS-83

Need help? Give us a call

Reviews & Testimonials

We are very pleased with the feedback our customers have left on TrustPilot.


Based on 7 Reviews
June 18

I own a bakery and wanted to purchase

I own a bakery and wanted to purchase the store next to mine this way I can allow my customers to sit down and enjoy our tasty treats , I needed a small business loan to help me get the construction going on breaking the wall to expand and Direct Lenders Funding helped me . I can't thank them enough

Declan Secombe
June 17

If you are looking for quick

If you are looking for quick , easy and simple funding, Direct Lenders Funding is the place to go

Jamie Rice
June 16

A 5 start review isn't enough for

A 5 start review isn't enough for Direct Lenders Funding. They really saved my business in more ways than one. I am a landscaper and needed to replace equipment for a large job I was hired for. They got me the funds to purchase the equipment in time for me to get the job done

Matthew Pickering
June 15

Inquiring about a business loan can be

Inquiring about a business loan can be scary sometimes, well at least for me it was. They allowed me to do everything on the website and after 48 hours I knew how much I was approved for. It was an awesome experience

Ethan Murphy


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