SBA 7(a) Loans

The 7(a) program is the SBA's standard small business loan program, one of the most popular lending alternatives. This is excellent for things like as inventory, working capital, equipment, and debt consolidation.

How Small Business Administration 7(a) Loans Can Help Your Company Grow

We at Direct Lenders Funding are here to help you through the complicated and sometimes confusing SBA 7(a) loan application procedure. SBA-guaranteed federal loans have low interest rates, modest once-monthly payments, and no prepayment penalties, making them the gold standard in small company financing.

SBA 7(a) Loan

  • $50k to $500k+ in loans

  • 10 year term loan

Funding for Established Businesses

  • Businesses in operation for 2 years or longer.

  • Minimum annual revenue of at least $400,000.

Some Expected SBA 7(a) Loan Fees

  • SBA Loan Guarantee Fee – 1.7% for loans up to $150k and 2.25% for loans greater than $150k

  • DLF fee – Fee paid to the lender

What documents do I need?

  • Tax returns for the previous three years

  • Balance Sheet and Profit & Loss Statement for the Previous Period (if current year taxes are not ready)

How to Apply

It’s easy to apply for receivables financing through Direct Lenders Funding. With quick approvals and funding, find out if this option is available in your state. The process to get started is easy:

1

APPLY

Start ith our simple
online form

2

CONNECT

Your Funding Specialist with discuss the right financing option for you.

3

FUND

If approved, you'll receive funding in as little as 24 hours.

Why do businesses choose Direct lenders Funding for SBA 7(a) Loans?

Fast & Easy Application Process

No-cost, no-obligation application with funding in as few as 24 hours

Helpful Loan Guidance

A Funding Specialist will contact you to help you choose the right business financing option.

Quick Decision, Fast Funding

You could be approved, and funds deposited into your account, in as little as 24 hours.

How SBA 7(a) Loans Support Your Industry

Virtually every type of business has short-term needs for cash to cover capital business expenditures and keep their operations on track. Direct Lenders Funding has experience providing bridge loan solutions for businesses in almost every type of industry.

Why Direct Lenders Funding?

Nobody provides a more personalized approach, with experience Funding Specialists to guide you every step of the way and answer your funding questions. Our process makes getting the money you need to cover business expenses easy.

Simple, Fast Application Process

No-cost, no-obligation application and funding with a quick turn-around.

A Trusted Lending Partner

Supporting 75,000+ businesses nationwide with over $4.5 billion in funding.

Dedicated Funding Specialists

Our Funding Specialists care about your success and guide you to the right loan to get the funds you need.

High Approval Rates

Even if you’ve been turned down elsewhere, there’s still a great chance we can get you the business capital.

Hassle-Free Payments

We provide fixed terms and set up simple, automatic payments

We Know Your Industry

We have experience helping a wide variety of business owners secure the right financing solution

We’re here to help

Get in touch with our support team for help or more information.

1 (833)FUNDS-83

Need help? Give us a call

Reviews & Testimonials

We are very pleased with the feedback our customers have left on TrustPilot.

Excellent

Based on 7 Reviews
June 18

I own a bakery and wanted to purchase

I own a bakery and wanted to purchase the store next to mine this way I can allow my customers to sit down and enjoy our tasty treats , I needed a small business loan to help me get the construction going on breaking the wall to expand and Direct Lenders Funding helped me . I can't thank them enough

Declan Secombe
June 17

If you are looking for quick

If you are looking for quick , easy and simple funding, Direct Lenders Funding is the place to go

Jamie Rice
June 16

A 5 start review isn't enough for

A 5 start review isn't enough for Direct Lenders Funding. They really saved my business in more ways than one. I am a landscaper and needed to replace equipment for a large job I was hired for. They got me the funds to purchase the equipment in time for me to get the job done

Matthew Pickering
June 15

Inquiring about a business loan can be

Inquiring about a business loan can be scary sometimes, well at least for me it was. They allowed me to do everything on the website and after 48 hours I knew how much I was approved for. It was an awesome experience

Ethan Murphy

Excellent

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